Kipbee Terms of Use

Last updated: [to be provided: date] · Provided by [to be provided: legal entity name], [to be provided: registered address] ("we", "us").
By creating an account or using Kipbee you agree to these terms and to the Privacy Policy. If you do not agree, do not use the service.

1. The service

Kipbee lets you record and track your assets, warranties, service contracts, maintenance, loans and EMIs, scan documents on your device, store the originals in your own Google Drive, and receive reminders. Features may change. The first release is in English only.

2. Who can use it

You must be [to be provided: minimum age] or older and able to enter into a contract. You are responsible for the accuracy of what you enter and for keeping your password secret. Tell us promptly if you think your account has been used without your permission.

3. What Kipbee is not

• Not financial, tax, legal or credit advice. The loan calculator, the loan guide and every figure Kipbee shows are general information and estimates calculated from the numbers you enter. They may differ from your lender's figures (rounding, day counts, fees, taxes, changes by the lender). Check anything that matters against your lender's documents.
• It does not handle money. Kipbee does not make or receive payments, does not connect to your bank or lender, and never marks an EMI as paid by itself: a payment counts only when you record it.
• Reminders are a helpful nudge, not a guarantee. They depend on the dates you enter, on our systems running, and on email and notifications reaching you. Do not rely on them as your only way of meeting a deadline.
• Not a place for medical records. Documents that look like medical records are not supported. Do not upload them.

4. Your content and your documents

• Your records and documents remain yours. You give us permission to store, process and display them only as needed to run the service for you (including reading the values you confirm, creating reminders from your dates, and uploading files to your Google Drive).
• Your document files are stored in your Google Drive under your agreement with Google. We are not responsible for Google's service, for files you delete or move there, or for running out of Drive space. If a file is missing in Drive, Kipbee shows that; it cannot recover it.
• You are responsible for having the right to store the documents you upload (for example, other people's documents you hold lawfully).

5. Acceptable use

You agree not to: break the law; upload malware or content you have no right to; try to access other people's accounts or data; probe, overload or disrupt the service; bypass its limits or security; or use it to harass or defraud anyone. We may limit or suspend an account that does, and we will tell you why where we can.

6. Your account, export and deletion

You can download your data and permanently delete your account yourself (Settings → Your data). Deletion removes your account and workspace data and cannot be undone; files in your Google Drive are not deleted by us. See the Privacy Policy for details, including backups. We may end or suspend your account as set out in section 5.

7. Availability and changes

We aim to keep Kipbee available but do not promise it will be uninterrupted or error-free. We may change, suspend or stop features, and will give reasonable notice of changes that significantly affect you.

8. Third-party services

Kipbee works with Google (Drive), [to be provided: email provider] and [to be provided: hosting provider]. Their own terms apply to their services, and we are not responsible for them.

9. Disclaimers and limits of liability

This section is still being written. [to be provided]

10. Changes to these terms

We will tell you in the app [and by email] before a material change takes effect and ask you to accept the new version where the law requires it.

11. Governing law and disputes

This section is still being written. [to be provided]

12. Contact and grievances

[to be provided: legal entity name], [to be provided: registered address], [to be provided: contact email]. Grievance officer: [to be provided: grievance officer name], [to be provided: grievance officer email].